Вот текст: The way in which a bank is organised and operates is determined by its objectives and by the type of economy in which it conducts its business. A bank may not necessarily be in business to make a profit. Central banks, for example, provide a country with a number of services, while development banks exist to increase the economic growth of a country and raise the living standard of its population. On the other hand, the aim of commercial banks is to earn profits. They therefore provide and develop services that can be sold at a price that will yield a profit. A commercial bank which provides the same range of services year after year is less likely to be successful than one which assesses changes in the demand for its products and which tries to match products to its customers' needs. New services are constantly being introduced and developed by commercial banks, and the full-service philosophy of many banks means that they are akin to financial supermarkets, offering a wide variety of services. However, not every bank may want to offer every kind of financial service. Many banks offer a combination of wholesale and retail banking. The former provides large-scale services to companies, government agencies and other banks. The latter mainly provides k-scale services to the general public. Both types of banking, however, have three essential functions, which are: - deposits - payments - credits These three functions are the basis of the services offered by banks. They make it possible for banks to generate profits and to achieve their operating aims. Several factors have combined to make banking an international business. These include the growth of multinational companies and of international capital markets, the increased competition between the banks themselves, and important improvements in communications and transportation. The major banks of the world have established extensive international operations by acquiring banks in other countries, by extending their own branch network abroad and by establishing correspondent relationships with foreign banks so as to develop profitable joint operations. The operations of these major commercial banks are dynamic and rapidly changing, and their organization is of a global nature.
An octopus woke up one day - Проснулся однажды осьминог and noticed something straight away - и сразу что-то заметил One leg has vanished out of sight - одна из ног исчезла из виду it must have disappeared last night - возможно она пропала ночью
The octopus was in distress - Осьминог приуныл Without eight legs my life*s a mess - Без восьмой ноги моя жизнь будет настоящим беспорядком wallking *s going to be so tough - ходить будет очень сложно seven legs is Not enough - семи ног не достаточно
so he phoned up the dolphin Kate - и он позвонил дельфину Кейт and told his probem to his classmate - и рассказал о своей проблеме однокласснице he knew his friend would help him out - он знал, что его подруга ему сразу that*s what friends do he had no doubt - ведь, без сомнения это то, что должны делать друзья.
Theree minutes later Kate was there - Спустя три минуты Кейт была на места holding somethig with great care - И что-то очень осторожно держала she gave a smile and softly said - Она улыбнулась и мягко сказала dear octopus I found your leg - Дорогой осьминог, я нашла твою ногу
I like to watch movies very much. And my favourite movie is Home Alone. It is an old film, it was made in 1990. But it's very funny and kind. I like the main character in the film. His name is Kevin. He is a little boy and he was accidentally left home alone by his family. But he is a very clever and independent kid. He can cook, clean house, do shopping himself. One day he learns, that some robbers want to rob his house. So he decides to protect the house himself. There are a lot of funny scenes in the film. Kevin makes all kinds of tricks and traps. And the robbers fall into the traps. Then Kevin calls the police and they arrest the robbers. After that Kevin cleans the house, and makes a wish. He asks Santa Claus to return his family. And in the end of the film they all come back. When I was a small kid, I wanted to stay at home alone too. But now I know, that it is just a fantasy.
Я очень люблю смотреть фильмы. Мой любимый фильм "один дома" . Это старый фильм, он был снят в 1990 году. Но он очень смешной и добрый. Мне нравится главный герой фильма. Его зовут Кевин. Он - маленький мальчик, которого семья случайно забыла дома. Но он очень умный и независимый мальчик. Он может готовить, убираться дома, и ходить в магазин. Однажды он узнает, что грабители хотят ограбить его дом. И он решает защитить свой дом. В Фильме много веселых сцен. Кевин создает всякие шутки и ловушки. Грабители попадаются в эти ловушки. Затем Кевин звонит в полицию, и они арестовывают грабителей. После этого Кевин убирается дома и загадывает желание.Он просит Санта Клауса вернуть его семью. И в конце фильма они все возвращаются.Когда я был маленьким, я тоже хотел остаться один дома. Но сейчас я понимаю, что все это фантазия.
