1) To set a budget I should make some notes of my weekly and monthly expenses. Besides, it is a good idea to organise my expenses into categories, such as food and drinks, clothes, transport etc. Finally, it’s necessary to make a note of all money that I get and decide how much I can afford to spend for each category.
2) Small expenses for buying all sorts of little things can add up, so it's easy to spend more than you have, that’s why you need to set your budget
3) Unexpected expenses are always possible, so good money management will help you to avoid getting into awkward and bad situations
4) I fully agree with the author's advice. It is always difficult to calculate your expenses in order to live in prosperity, so these tips are useful for many young people who are still unfamiliar with money management.
Stress is a feeling of emotional or physical tension. It can come from any event or thought that makes you feel frustrated, angry, or nervous. Stress is your body's reaction to a challenge or demand. In short bursts, stress can be positive, such as when it helps you avoid danger or meet a deadline.
Stress is key for survival, but too much stress can be detrimental. Emotional stress that stays around for weeks or months can weaken the immune system and cause high blood pressure, fatigue, depression, anxiety and even heart disease. In particular, too much epinephrine can be harmful to your heart.